Reference Rate Stays at 1.25% â Your Savings Potential Remains
mietcheck-app.ch Editorial··4 min Lesezeit
On March 2, 2026, the Federal Office for Housing (BWO) published the current mortgage reference rate: it remains unchanged at 1.25%. Many tenants now wonder: Does this mean my savings potential is gone? The clear answer: No.
No Change â But Existing Claims Remain Valid
The fact that the reference rate did not drop further in March 2026 does not mean that existing reduction potential has expired. On the contrary: every lease based on a reference rate higher than the current 1.25% still entitles the tenant to a rent reduction.
This particularly applies to:
- Leases with 1.50% reference rate (before September 2025) â 2.91% rent reduction
- Leases with 1.75% (before December 2023) â 5.73% rent reduction
- Leases with 2.00% (before September 2023) â 8.47% rent reduction
- Leases with 2.25% or higher â over 11% rent reduction
What Should You Do Now?
- Find your lease: Check what reference rate applied when your contract was signed or last adjusted.
- Start a free analysis: Upload your lease at mietcheck-app.ch/analyze â see your savings potential in under 60 seconds.
- Create and send the letter: Our rent reduction request complies with OR 269d. Print it, send it by registered mail.
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